• Exempt yourself and your family from the Individual Mandate by becoming a member of a Healthcare Sharing Ministry such as CMF Curo, Samaritan Ministries, or Christian Healthcare Ministries.
• Have Minimal Essential Coverage or Catastrophic Coverage or a High Deductible Health Plan with out-of-network benefits. With a High Deductible Health Plan, you may open and self-fund a Health Savings Account (HSA). Consult your accountant, but you may gain tax advantages by using an HSA to pay your out-of-pocket medical expenses.
• Pay the “uninsured tax” and your own medical expenses.